Free download
Format: MD · File: new-freelancer-starter-pack.md
Download New Freelancer Starter Pack — UK 2025/26
No signup required. Free to use, share, and adapt for your own freelance business.
What's inside
4-week structured plan: Week 1 legal/admin, Week 2 financial setup, Week 3 contracts/insurance/pricing, Week 4 operations/marketing. Reference thresholds for 2025/26 tax year.
How to use it
Download the file, then open it in your preferred tool (any text editor, or preview as Markdown). All fields are editable. Extend rows or add columns as your business grows.
This template is one of 10 free resources in the FreelanceToolkit UK library. All designed for UK freelancers and small businesses in the 2025/26 tax year.
Related on FreelanceToolkit UK
Yes — the checklist references both routes. The sole-trader-vs-limited-company decision is signposted to our calculator.
The checklist still applies — treat 'week 1' as 'this week' and work through the items. Ignore any you've already done.
25-30% of every invoice as a rule of thumb for a UK sole trader. Higher-rate taxpayers or VAT-registered freelancers should use higher percentages.
Rarely. Sole trader is simpler and usually more tax-efficient below ~£30,000 profit. Incorporate later when your profit justifies the extra overhead.
Freelance-focused brokers: Hiscox, PolicyBee, Simply Business, Superscript, Kingsbridge. Get 2-3 quotes on identical cover before deciding.
See also: Freelancer Expense Tracker Template UK — related guide from FreelanceToolkit UK.
Related: Client Onboarding Checklist — UK Freelancer — from FreelanceToolkit UK.